What is Accident Medical Insurance?
Accident medical insurance is a type of insurance that helps cover medical expenses that your regular insurance may or may not cover for necessary treatments after a covered accident.
Accident insurance pays out either directly to the medical institution where you received care or as a reimbursement directly to you if you paid out of pocket. At Avibra, you can get $1,000 of accident insurance for just $1 a week in the Dollar Benefits Store.
What Kind of Benefits Does Accident Medical Insurance Provide?
Accident insurance helps protect you from those high hospital bills following a covered accident such as a broken bone, concussion or burn. Think of it as a supplement for your health insurance plan. What are a few of the common uses of this type of insurance?
- Emergency room, inpatient and outpatient services
- X-Ray, CT Scan and MRI tests
- Ambulance rides
- Medical equipment
- Outpatient prescription medications
When Would Your Accident Insurance Payout Happen?
All you need to do to receive your accident medical insurance payout is file the claim form for your covered accident. You’ll want to read through your member certificate to double-check which types of treatments and costs are covered.