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What is Micro Accident Medical Expense Insurance?

Micro Accident Medical Expense (AME) Insurance is embedded as one of the benefits of your Avibra membership bundle. Micro AME is a type of insurance that helps cover medical expenses that your regular insurance may or may not cover for necessary treatments after a covered accident.


Micro AME Insurance pays out either directly to the medical institution where you received care or as a reimbursement directly to you if you paid out of pocket.


At Avibra, your Micro AME Insurance can be increased weekly based on your good habits. As an Avibra member, you have plenty of opportunities to increase your coverage simply by improving your financial, physical, career, social and community well-being through engaging with various in-app activities.

What Kind of Benefits Does Micro AME Insurance Provide?

Micro AME Insurance helps protect you from those high hospital bills following a covered accident such as a broken bone, concussion or burn. Think of it as a supplement for your health insurance plan. What are a few of the common uses of this type of insurance?

  • Emergency room, inpatient and outpatient services
  • X-Ray, CT Scan and MRI tests
  • Ambulance rides
  • Medical equipment
  • Outpatient prescription medications

When Would Your Micro AME Insurance Payout Happen?

All you need to do to receive your Micro AME Insurance payout is file the claim form for your covered accident. You’ll want to read through your member certificate to double-check which types of treatments and costs are covered.