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We all know that saving money is important. Between retirement accounts, emergency funds and just plain living within your means, it’s a good idea to make sure you’re on track. But once you have your plan all figured out, how do you stay committed? Try some of these ideas to make saving money a bit more fun and see how far you can get toward those financial goals.
Make it a Competition
Find someone else with saving goals as well and see if you can’t stir up a little friendly competition to benefit both of you.
Pick a week or a whole month to go without buying anything but the necessities. The rules can be flexible here on what that means, but try to be honest with yourself.
Eat Your Pantry
Do you have odds and ends from previous recipes sitting around your kitchen pantry? Try going a week without buying groceries and use them all up.
Save Certain Bills
Some people set aside every$1, $5 or $10 bill they get to save up for something fun.
Do More Window Shopping
Adding items to your cart (without checking out) in an online store can feel pretty great, and if you really need it later you can always come back to it.
…Or Less Window Shopping
Don’t get drawn in by the grocery store checkout line or the store window you pass by on your way home.
Start New Hobbies
Try something free or inexpensive and see if it can help replace more costly habits.
Use Reward Cards
This tip only works if the rewards you’ll be getting are useful to you and if you can pay off your balance in full each month.
See if you can get a certain item of clothing you need from a friend, either by borrowing or through a permanent swap.
DIY Your Gifts
You don’t need to spend an arm and a leg on birthdays and holidays to make sure people you love know how much you care about them.
Learn more about how to earn no-cost life insurance with the Avibra app today!